Dot Dot Loans

No surprises: You will see all of your prices upfront and by no means pay any extra. No late cost fees or added curiosity

Quick and simple process: You can apply on-line in minutes and get quick loan approval and funding. No need for a guarantor or security

Flexible loan choices: Borrow from £100 to £5,000 and repay in manageable instalments of three to forty eight months. Your curiosity rate will always be fixed

Accountable lending: Here at Dot Dot, we aim to practise accountable lending. This implies that we’ll always conduct an affordability check as a part of your loan application, which not solely helps us but advantages you because it supplies reassurance that you will be able to handle your mortgage.

Pleasant service: Our customer service group are primarily based within the UK. They’re simple to talk to and blissful to assist

Well-reviewed: Our prospects fee us ‘excellent’ on the unbiased evaluate webpage Trustpilot. Individuals praise our simple process and fast choice loans

The general rule is that you just need good credit to obtain an unsecured personal mortgage, and many lenders require FICO scores of seven hundred or above to qualify. At the identical time, there are also lots of lenders with far more lenient standards, approving borrowers with scores as little as 600-640.

How to find the perfect mortgage ratesTo search out a customized mortgage price, communicate to your native mortgage broker or use an online mortgage service. Make sure that to consider your current finances and objectives when trying to find a mortgage. A spread of things — including your down payment, credit score rating, loan-to-worth ratio and Какие основные условия для получения микрокредита debt-to-revenue ratio — will all affect your mortgage interest fee. Typically, you need an excellent credit rating, a higher down cost, a decrease DTI and a decrease LTV to get a low interest charge.